Families ask many of the same questions when they start planning: what each type of coverage actually does, how eligibility works, and what a conversation with an agent involves. These answers are written in plain language, without pressure to buy.
Mortgage protection is life insurance sized around a mortgage balance. If the insured person passes away during the term, the death benefit is paid to the beneficiary, who may use it toward the mortgage or any other need.
Most final expense policies use a health questionnaire rather than a medical exam. Some policies offer guaranteed acceptance. Eligibility and pricing still depend on age and answers to the health questions.
No. A debt action plan is an educational planning process for understanding debt structure and repayment order. It is not a loan, a consolidation product, or a debt settlement service.
No. Educational conversations with Sunny Financial Group are free. Jeffrey Maiorana is a licensed agent (FL License #W725473) and is compensated by the carrier if a family chooses to apply for coverage.
Sunny Financial Group is open Monday to Friday from 8:00 AM to 7:00 PM and Saturday from 8:00 AM to 2:00 PM, Eastern Time. We are closed on Sunday.